It is estimated that only around 40% of American Households have a home inventory that can help them remember and recover what is theirs in case of emergency or theft. Why would you need a home inventory? First, it let's you know what you have so you can accurately value your assets. How awful would it be to learn you only have coverage for $10,000 worth of stuff when you have $50,000 worth of stuff. The other reason it is great to have a home inventory is because it can help cut down on the time it takes to process your insurance claim. And why wouldn't you want to get your money faster????
There are 3 easy ways you can make home inventory that require very little money and just a bit of your time (scroll down to watch the video):
1. Video--Seriously this is sooo easy...take your cell phone out, open all the doors and drawers in a room then go around the room, floor to ceiling, filming everything in the room. Done! Upload it to cloud based vault and, if you want, make a hard copy on an external hard drive or CD that you store offsite.
2. Apps--Many insurance companies have apps you can use to do an inventory that is connected to your insurance policy. Or you can use one of the following mentioned in the video:
Homezada (iOS, Android, Desktop) https://www.homezada.com/
Encircle Home Inventory (iOS, Android) https://itunes.apple.com/us/app/encir... or https://play.google.com/store/apps/de...
Stuffanizer (iOS) http://www.stuffanizer.com/
3. Paper...Ahh, good old pen and paper! If you Google "Home Inventory Worksheets" there are lots of options out there. Below are the links to the checksheet and item log I discuss in the video from Home Storage Solutions.
Item Log: http://www.home-storage-solutions-101... So I challenge you this weekend to get started on an inventory of the items in your home! You won't be sorry that you did!
#natlprep #planahead #preparedness